Is Your Credit Below 600 & You Were Told You Can't Be Pre-Approved For A Mortgage? We Have A Solution For You!

Did you know?

You can buy a home with a credit score down to a 550? 10% down which can be a gift from a family member. Primary homes only. Single family, Condos, Attached, & Detached Properties. Call 24/7: (512) 779-4997

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Frequently Asked Questions

Yes! You can purchase or refinance a home with just 12 months being self employed. 

That is ok! We don’t need to look at your tax returns.  We use 12 months of business bank statements for income. We 

These programs are available in all of Texas.

Yes! We lend on jumbo mortgages for self-employed borrowers. This includes, for example, business owners, doctors, attorneys, and dentists. Must be in business for at least one year. Your monthly income is calculated based on your monthly bank deposits, not your taxes. Refinance options are available too!

We now have jumbo mortgage options for buyers with credit scores down to 620! The lower your credit score, the more you will need to put down. Refinance cash options are also available for scores down to 620.

Yes! We now have no documentation investment jumbo cash-out options up to 80% LTV. This means the underwriting approval is based on the property and not your income. No tax returns are needed.

Call 24/7 To Speak To Todd McDougall - Licensed Loan Officer NMLS #302005 - (512) 779-4997

Do not read, copy, or disseminate this communication unless you are the intended addressee. Access to the email message by anyone other than the addressee is unauthorized. Do not forward or disseminate this email to any third party. Unauthorized interception of this email is a violation of federal law. Anyone who receives this email by error should treat it as confidential and is asked to contact Barton Creek Lending. at 512-761-8119. Please do not include social security numbers, account numbers or any other private personal information in the content of this email.Barton Creek Lending. is licensed by the Texas Department of Business Oversight under the Finance Lenders Law License and holds a Texas (340608) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 340608. Lender is performing acts for which a license is required. Refer to http://www.nmlsconsumeraccess.org and input NMLS #340608 to see where Barton Creek Lending is a licensed lender. In Texas , the principal licensed office of Barton Creek Lending is 3201 Mencheca Rd., Austin, TX 78704; Phone: 512-761-8119. Barton Creek Lending, is an Equal Housing Lender. 

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